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The deductible does not apply if the culprit is the other party in respect of the insurance accident. In addition, personal accident insurance for drivers and passengers and third party liability insurance for car owners is provided free of charge by Qala Sigorta.

Tariff scale for auto insurance for individuals

Sum insured of vehicle insurance is from 85 000 to 150 000 AZN

İssue year Conditional deductible Standard coverages Provision of repair services through an authorized
Provision of repair services through an authrized (2014-2019)

Standard coverage (2011-2019)

100 3.35% 3.7%

Tariff scale for auto insurance for individuals

Sum insured of vehicle insurance is from 85 000 to 150 000 AZN

İssue year Conditional deductible Standard coverages
Standard coverages (2004-2010) 100 3.55%

Tariff scale for car insurance of individuals related to cars with sum insured up to 85 000 AZN
Issue year Conditional deductible Standard coverages Provision of repair services through an

authorized distributor (issue year)

Official service (2014-2019)

Standard coverage (2011-2019)

100 3.06% 3.4%

Tariff scale for car insurance of individuals related to cars with som onsured up to 85 000 AZN
Issue year Conditional deductible Standard coverages
Standard coverages (2004-2010) 100 3.45%


This tariff scale applies to cars insured for the first time. Not applicable to renewed contracts.
This tariff scale can only be applied to cars with sedan, universal and hatchback bodies.
A double unconditional deductible applies to drivers under 22 years and / or with less than 1 year of driving experience.
Minimum insurance premium: 150 AZN
Insurance coverage, provided on the basis of tariff scales, applies only to the territory of the Republic of Azerbaijan.

It is necessary to apply to the underwriters of the company when insuring the following vehicles:
  • Cars with body coupe, convertible
  • Sports car class
  • Any exotic cars of exclusive production that do not have an official service and sales center in Azerbaijan.
  • Cars with non traditional color finishes (matte, chameleon, colors with picture, etc.)
  • Cars with more than 10 cylinders
  • Any tuned car
Also the following brands and models:
  • BMW – M series
  • Volkswagen – R line series
  • Mercedes Benz – tuning Brabus
  • Rolls Royce, Aston Martin, Pontiac, Citroen, Bentley, Maseratti, Alfa Romeo, Saab

Personal accident insurance for drivers and passengers taking into account all seats
Sum insured per seat AZN Maximum medical expenses per seat AZN Insurance premium for one seat AZN
5000 50 0

Third party liability insurance
Liability limit AZN Insurance premium AZN
5000 50

Unconditional deductible: in the amount of the limit determined by the compulsory third party liability insurance of motor vehicle owners.